Terms & Conditions

Empowering Your Everyday, Anywhere: Clarity, Compliance, and Trust in Every Transaction

Welcome to Pay Buddy, a product of PayBuddy  ( “we,” “us,” or “our”). By accessing or using the Pay Buddy app, website, or related services (“Services”), you agree to comply with and be bound by the following Terms and Conditions:

Acceptance of Terms

By using Pay Buddy, you acknowledge that you have read, understood, and agree to these Terms and Conditions, along with our Privacy Policy. If you do not agree to any part of these terms, please refrain from using our Services.

Use of Services

You agree to use Pay Buddy Services solely for lawful purposes and in compliance with all applicable laws, rules, and regulations. Misuse of the Services for fraudulent or illegal activities is strictly prohibited.

Account Registration and Security

To access certain features of Pay Buddy, you may need to create an account.

  • You agree to provide accurate and complete information during registration and to keep your account details updated.
  • You are responsible for maintaining the confidentiality of your account credentials and all activities under your account.
KYC and Compliance

Pay Buddy requires users to complete Know Your Customer (KYC) verification to access specific features. Failure to complete KYC may restrict access to certain Services.

Fees and Charges

Pay Buddy may charge fees for certain transactions. Any applicable charges will be transparently communicated within the app. By using these services, you agree to pay the fees associated with them.

Intellectual Property

All content, trademarks, logos, and proprietary information provided through Pay Buddy are owned by PayBuddy. You may not copy, distribute, or modify any content without prior written permission.

Limitation of Liability

PayBuddy is not liable for any direct, indirect, incidental, or consequential damages arising from:

  • Your use of or inability to use Pay Buddy Services.
  • Unauthorized access to your account due to your negligence.
Service Modifications and Termination

We reserve the right to modify, suspend, or terminate any part of Pay Buddy Services at any time without prior notice.

Jurisdiction

These Terms and Conditions are governed by the laws of India. Any disputes shall fall under the exclusive jurisdiction of the courts in Hyderabad, Telangana.

Changes to Terms

PayBuddy reserves the right to amend these Terms and Conditions at any time. Users are encouraged to review the terms periodically for updates.

Contact Us

If you have any questions or concerns regarding these Terms and Conditions, please contact us at: